Direct Deposit (Local Option) statements: which is true?

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Multiple Choice

Direct Deposit (Local Option) statements: which is true?

Direct deposit under this option rests on the employee’s authorization to send payroll to a specific bank account. When an employee approves a bank and provides the routing and account numbers, payroll can be deposited directly to that account. That authorization is what makes this approach permissible, so the statement is true. It isn’t limited to retirees and isn’t mandatory only for retirees. The requirement to verify the employee’s identity isn’t a defining part of this direct-deposit policy—identity checks happen in banking generally, not as the core condition of the direct deposit arrangement.

Direct deposit under this option rests on the employee’s authorization to send payroll to a specific bank account. When an employee approves a bank and provides the routing and account numbers, payroll can be deposited directly to that account. That authorization is what makes this approach permissible, so the statement is true. It isn’t limited to retirees and isn’t mandatory only for retirees. The requirement to verify the employee’s identity isn’t a defining part of this direct-deposit policy—identity checks happen in banking generally, not as the core condition of the direct deposit arrangement.

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